InCred Finance

Running short on cash? Get a quick personal loan with InCred Finance App.

Say goodbye to the inconvenient process of filling out physical forms and waiting in long queues to get a personal loan.

InCred Finance, India’s one of the best loan apps, allows you to get a personal loan of up to ₹10 Lakhs within 15 minutes directly through your mobile phone. Whether it is for urgent expenses, unexpected bills or your dream vacation, we have you covered.

Top Features of InCred Personal Loan Mobile App:

• Check your personal loan eligibility for free 💸

• Track the status of your loan application

• Online KYC process - 100% Secure ✅

• Dedicated relationship manager to help you with the process

• Check your repayment schedule & pending EMIs 🗓️

• Receive automated reminders for upcoming EMI payments 🔔

Why should you choose an InCred Personal Loan?

• Get Instant Loan up to 10 Lakhs

• 100% Online application process

• No collateral or guarantor needed

• Competitive interest rates starting from 13.99% pa

• Repayment term: 3 to 60 months

• Choose your required amount and tenure to manage your EMIs

• Setup eNACH Mandate for EMI deduction

Detailed example of a Personal Loan

Mr. Akash recently applied for a personal loan through the InCred mobile app and was pleased to find that he had been sanctioned a loan amount of ₹1,00,000.

Here's a breakdown of the loan details and calculations:

• Sanctioned Loan Amount: ₹1,00,000

• Processing Fee (including GST): ₹3,540

• After deducting the processing fee, Mr. Akash received ₹96,450 in his bank account.

Loan Terms:

• Annual Interest Rate: 21%

• Loan Tenure: 36 Months

• Monthly EMI: ₹3,767.5

• Total Payment: ₹1,35,630 (36x3767.5)

• Total Interest for 36 months: ₹35,630

Total Cost of the Loan: Interest + Fees = ₹39,170

After including the processing fee and interest over the loan tenure, the total cost of the loan amounts to ₹1,35,630.

Note: This is just an example. The final APR for your loan will be as per your credit assessment.

Annual Percentage Rate (APR) range for InCred Personal loan is 16% to 60%

Who can apply for an InCred Personal Loan?

• Age Bracket: 21 to 55

• Minimum In-hand Salary of at least ₹15,000

• Salaried Employees getting salary directly in bank

• Proprietor Business with ITR and GST documents with monthly income of ₹25,000 or more

• Credit score of 700+ and healthy repayment history is preferred

How to apply for Instant Personal Loan on the InCred Finance App?

• Install the InCred Finance App to start the personal loan process

• Login through your mobile number

• Online application & approval

• Complete the verification directly from Mobile App

• Amount will be transferred in less than 15 minutes

InCred Personal Loan can be used for various needs:

• Loan for marriage expenses

• Loan for travel

• Loan for appliance and gadgets

• Loan for online courses

• Loan for medical emergencies

• Loan for home renovations

• Loan for credit card bills

• Loan for new mobile

• Loan for bike or car

In addition to personal loans, InCred offers a diverse range of financial solutions, including Education Loans, and Merchant Loans (Business Loan). No matter what your financial needs are, we are dedicated to providing you the best loan solutions. To apply for Education or Business Loans, please visit our website - www.incred.com and start your application today.

Responsible Lending:

InCred Finance is a registered Non-Banking Financial Company (NBFC), officially recognized by the Reserve Bank of India (RBI) with a valid Certificate of Registration dated September 28, 2022. This regulatory approval underscores InCred's commitment to maintaining financial integrity and compliance in all its operations.

Your Trust. Our Confidence.

# 400,000+ Borrowers

# ₹18,000Cr+ Personal Loan Disbursed

# 6,000+ Digital Merchants Financed

# 8,000+ Students Financed

For any feedback or queries:

📞Call: 1800 102 2192

✉️Mail: care@incred.com

🔒Privacy Policies: https://www.incred.com/home/Policies/